financial planning

I want to be a financial planning. For my money, because my husband a month can earn a lot of money, but because my child is still small, the old man also don’t we care, but ten years later, my child is going to high school, old people are older, is likely to have the disease. Now, so we want to get home to spend is not the case, for a financial planning, in order to deal with children’s education fund, all expenses and burden of the elderly, so I go to the insurance company to, look for our financial planning, their staff to hear me out, we understand that we should choose what products.